Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Our Mission
At Vision LSMW, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Coverage
Crafting extraordinary events tailored to your unique vision.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Testimonials
Ashley B, Texas
"Queen at Vision LSMW introduced me to Indexed Universal Life insurance. Now I’ve got life insurance AND a way to grow savings for the future. Super grateful for the education and support!”
Angela A, Illinois
"As a single mom, I wanted to make sure my kids are taken care of no matter what. Vision LSMW helped me find a mortgage protection plan that fits my budget. They treated me like family."
Marvin W, Indiana
"Vision LSMW made the process of getting life insurance so easy. They explained everything in simple terms and helped me secure a policy that protects me and my family it was affordable fits right into our budget Highly recommend!"
Frequently Asked Questions
Common Questions Answered for your convenience.
Do I really need life insurance?
If someone depends on you financially, life insurance is a must. At Vision LSMW, we help families protect their futures—whether it’s paying off a mortgage, covering final expenses, or leaving behind a tax-free legacy.
Can I get coverage without a medical exam?
It depends . Many of our final expense and simplified issue policies don’t require a medical exam depending on your answers to the medical questions. Even for larger policies like IULs or term life, we often have no-exam or quick-issue options available through our carriers.
What happens if I outlive my term policy?
If your term ends, you have choices. Some of our term policies offer conversion options into permanent plans like an IUL—so you can continue your protection and grow wealth tax-free. At Vision LSMW, we make sure your coverage keeps up with your life.
Is life insurance expensive?
Life insurance can be surprisingly affordable—especially if you start young. We offer flexible options at Vision LSMW, including low-cost term and final expense plans, as well as IULs that let you build value over time.
What’s the difference between term and permanent life insurance?
Term insurance provides coverage for a set period and is great for things like mortgage protection. Permanent policies, like Indexed Universal Life (IUL), last your whole life and build cash value that you can access while you’re alive. At Vision LSMW, we help you choose the right fit for your goals.
How much coverage do I need?
It depends on your income, debts, future plans, and family needs. For example, final expense policies usually cover $10K–$30K for funeral costs, while IULs can be customized for larger coverage and wealth-building. We’ll walk you through the numbers at Vision LSMW.
